:root{--bg:#f7f7f5;--bg-soft:#f1f3f1;--card:#ffffff;--ink:#17202a;--muted:#5c6975;--line:#e5e9ed;--line-dark:#d4dbe2;--brand:#0d7c66;--brand-dark:#0b5e4d;--brand-soft:#e8f5f1;--accent:#0f1720;--gold:#b78935;--warn:#a86500;--bad:#a63333;--good:#0f7a4f;--radius:22px;--shadow-sm:0 8px 20px rgba(15,23,32,.05);--shadow-md:0 18px 48px rgba(15,23,32,.08);--shadow-lg:0 26px 70px rgba(15,23,32,.09);}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:linear-gradient(180deg,#fff 0%,#fafaf8 35%,#fff 100%);}a{color:inherit}img{max-width:100%;display:block}.site-header{position:sticky;top:0;z-index:20;display:flex;align-items:center;justify-content:space-between;padding:14px 5vw;background:rgba(255,255,255,.88);backdrop-filter:blur(14px);border-bottom:1px solid var(--line);}.brand{display:flex;align-items:center;gap:12px;text-decoration:none}.brand-mark{width:44px;height:44px;border-radius:14px;display:grid;place-items:center;color:#fff;background:linear-gradient(135deg,var(--accent),#273241);box-shadow:var(--shadow-sm);font-weight:950;letter-spacing:-.08em;position:relative;}.brand-mark:after{content:"";position:absolute;right:-5px;top:-5px;width:18px;height:18px;border-radius:999px;background:linear-gradient(135deg,var(--brand),#18a07f);border:3px solid #fff;}.brand strong{letter-spacing:-.04em}.brand small{display:block;color:var(--muted);font-size:.78rem}nav{display:flex;gap:8px;align-items:center}nav a{text-decoration:none;color:#2c3945;font-weight:760;font-size:.95rem;padding:9px 12px;border-radius:999px;}nav a:hover{background:var(--brand-soft);color:var(--brand)}.menu-toggle{display:none;border:1px solid var(--line);background:#fff;border-radius:14px;padding:8px 10px;font-size:1.3rem;}.hero{padding:68px 5vw 30px;display:grid;grid-template-columns:1.2fr .8fr;gap:28px;align-items:center;}.eyebrow{display:inline-flex;align-items:center;gap:8px;text-transform:uppercase;letter-spacing:.13em;font-size:.76rem;font-weight:900;color:var(--brand);background:var(--brand-soft);padding:8px 12px;border-radius:999px;border:1px solid #d6ebe5;}.hero h1,.page-hero h1{margin:15px 0 14px;letter-spacing:-.07em;line-height:.94;}.hero h1{font-size:clamp(2.5rem,6vw,5.3rem)}.page-hero h1{font-size:clamp(2.25rem,4.8vw,4.2rem)}.lead{color:#33404c;font-size:1.13rem;line-height:1.68;max-width:760px;}.hero-actions,.copybar{display:flex;gap:10px;flex-wrap:wrap}.hero-actions{margin-top:22px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:999px;text-decoration:none;cursor:pointer;padding:12px 18px;font-weight:860;border:1px solid var(--line-dark);background:#fff;color:var(--ink);transition:.18s transform,.18s box-shadow,.18s background,.18s color;}.btn:hover{transform:translateY(-1px);box-shadow:var(--shadow-sm)}.btn.primary{border-color:transparent;background:linear-gradient(135deg,var(--accent),#1f2a36);color:#fff;}.btn.ghost{background:#fff;}.microcopy,.legal-note,.cookie-mini{color:var(--muted);line-height:1.55;font-size:.9rem;}.hero-panel,.panel,.hero-card,.profile-card,.tool-card,.home-tool,.seo-block,.about,.contact-card,.legal-card,.sidebar-card,.privacy-toc,.guides article{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow-md);}.hero-card{padding:22px;display:grid;gap:12px;}.metric{padding:16px;border:1px solid var(--line);border-radius:18px;background:#fbfcfb;}.metric span{display:block;color:var(--muted);font-size:.88rem;font-weight:760}.metric strong{display:block;font-size:2rem;letter-spacing:-.06em;margin-top:2px}.section{padding:42px 5vw}.section-head{margin-bottom:18px}.section-head h2{font-size:clamp(1.9rem,4vw,3.2rem);letter-spacing:-.06em;margin:.2em 0;}.section-head p:not(.eyebrow){color:var(--muted);line-height:1.65}.topbar-strip{display:flex;gap:12px;flex-wrap:wrap;padding:0 5vw 8px;}.pill{display:inline-flex;align-items:center;gap:8px;background:#fff;border:1px solid var(--line);border-radius:999px;padding:9px 12px;font-size:.88rem;font-weight:780;color:#34414d;}.home-search{margin-top:18px;display:grid;gap:10px;}.search-box{display:flex;align-items:center;gap:10px;background:#fff;border:1px solid var(--line);border-radius:18px;padding:10px 12px;box-shadow:var(--shadow-sm);}.search-box input{width:100%;border:none;outline:none;font:inherit;color:var(--ink);background:transparent;padding:4px 0;}.quick-tags{display:flex;gap:8px;flex-wrap:wrap}.quick-tags button{border:1px solid var(--line);background:#fff;color:#394652;border-radius:999px;padding:8px 11px;font-weight:760;cursor:pointer;}.quick-tags button.active,.quick-tags button:hover{background:var(--brand-soft);color:var(--brand);border-color:#d3ebe4;}.ad-slot{margin:18px 5vw;padding:18px;min-height:84px;display:flex;flex-direction:column;align-items:center;justify-content:center;border:1px dashed #cad3da;border-radius:18px;background:#fcfcfa;color:#76828d;}.profile-grid,.guide-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;}.profile-card{padding:20px;min-height:200px;}.profile-card .icon{width:44px;height:44px;display:grid;place-items:center;border-radius:14px;background:var(--brand-soft);font-size:1.45rem;}.profile-card h3,.home-tool h3,.tool-head h3{letter-spacing:-.04em;}.profile-card h3{margin:12px 0 8px}.profile-card p{color:var(--muted);line-height:1.55;}.quick-links{display:flex;flex-wrap:wrap;gap:8px;margin-top:16px}.quick-links a,.badge{text-decoration:none;background:var(--bg-soft);border:1px solid var(--line);color:#3d4a56;padding:8px 10px;border-radius:999px;font-size:.82rem;font-weight:820;}.home-tools{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;}.home-tool{padding:18px;text-decoration:none;min-height:210px;display:flex;flex-direction:column;gap:8px;}.home-tool:hover{transform:translateY(-2px);box-shadow:var(--shadow-lg)}.home-tool .tool-icon,.tool-head span{width:46px;height:46px;border-radius:14px;display:grid;place-items:center;background:var(--brand-soft);color:var(--brand-dark);font-size:1.4rem;}.home-tool p{color:var(--muted);line-height:1.55;flex:1}.home-tool .tool-meta{display:flex;gap:8px;flex-wrap:wrap;margin-top:auto}.tool-chip{font-size:.78rem;font-weight:800;color:#51606d;background:#f6f8fa;border:1px solid var(--line);padding:6px 8px;border-radius:999px;}.tools-layout{display:grid;grid-template-columns:240px 1fr;gap:18px;align-items:start;}.tools-nav{position:sticky;top:82px;padding:12px;background:#fff;border:1px solid var(--line);border-radius:20px;box-shadow:var(--shadow-sm);display:grid;gap:4px;max-height:calc(100vh - 110px);overflow:auto;}.tools-nav a{text-decoration:none;color:#43515d;font-weight:760;font-size:.92rem;border-radius:12px;padding:10px 12px;}.tools-nav a:hover{background:var(--brand-soft);color:var(--brand)}.tool-stack{display:grid;gap:18px}.tool-card{padding:22px;scroll-margin-top:94px;}.tool-card.caution{border-left:4px solid var(--gold);}.tool-head{display:flex;gap:14px;align-items:flex-start;margin-bottom:14px;}.tool-head h3{margin:0;font-size:1.42rem}.tool-head p{margin:5px 0 0;color:var(--muted);line-height:1.55}.form-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:16px 0;}label{display:grid;gap:7px;font-size:.88rem;font-weight:820;color:#33404c;}input,select,textarea{width:100%;border:1px solid var(--line-dark);border-radius:14px;background:#fff;padding:12px 12px;font:inherit;color:var(--ink);outline:none;transition:.15s border,.15s box-shadow;}input:focus,select:focus,textarea:focus{border-color:#9ed5c9;box-shadow:0 0 0 4px rgba(13,124,102,.09);}textarea{resize:vertical;min-height:80px}.result{display:none;margin-top:16px;padding:16px;border-radius:18px;border:1px solid var(--line);background:#fafcfb;line-height:1.55;}.result.show{display:block}.result-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;}.result-box{padding:12px;background:#fff;border:1px solid var(--line);border-radius:14px;}.result-box span{display:block;color:var(--muted);font-size:.82rem;font-weight:800;}.result-box strong{display:block;margin-top:3px;font-size:1.3rem;letter-spacing:-.04em;}.result .good{color:var(--good);font-weight:900}.result .warn{color:var(--warn);font-weight:900}.result .bad{color:var(--bad);font-weight:900}.page-hero{padding:44px 5vw 22px;}.breadcrumb{display:flex;gap:8px;flex-wrap:wrap;color:var(--muted);font-weight:760;font-size:.9rem;}.breadcrumb a{text-decoration:none;color:var(--brand)}.page-grid{padding:12px 5vw 56px;display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:18px;align-items:start;}.sidebar-card,.privacy-toc{position:sticky;top:82px;padding:18px;}.sidebar-card h3,.privacy-toc h3{margin-top:0;letter-spacing:-.04em}.related-list{display:grid;gap:8px}.related-list a{text-decoration:none;color:#3e4b57;background:#f7f9fb;border:1px solid var(--line);padding:10px 12px;border-radius:12px;font-weight:760;}.related-list a:hover{background:var(--brand-soft);color:var(--brand)}.seo-block{padding:22px;margin-top:16px;line-height:1.72;}.seo-block h2{letter-spacing:-.045em}.guides article{padding:18px}.about{margin:42px 5vw;padding:28px;line-height:1.75;}footer{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;padding:28px 5vw;border-top:1px solid var(--line);background:#fff;color:var(--muted);}footer a{text-decoration:none;color:var(--brand);font-weight:800;}.contact-grid,.privacy-content{padding:12px 5vw 60px;display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:18px;align-items:start;}.contact-card,.legal-card{padding:24px;line-height:1.7;}.contact-form{display:grid;gap:14px;margin-top:16px}.contact-form .form-row{display:grid;grid-template-columns:1fr 1fr;gap:12px;}.contact-note{padding:16px;border-radius:18px;background:var(--brand-soft);border:1px solid #d5ebe5;}.legal-card ul{padding-left:22px}.legal-card li{margin:8px 0}.legal-card .notice{padding:16px;border-radius:18px;background:var(--brand-soft);border:1px solid #d5ebe5;}.privacy-toc a{display:block;padding:8px 0;text-decoration:none;font-weight:760;color:#45525e;}.privacy-toc a:hover{color:var(--brand)}.cookie-banner{position:fixed;left:18px;right:18px;bottom:18px;z-index:40;display:none;align-items:center;justify-content:space-between;gap:16px;padding:14px 16px;border-radius:20px;background:rgba(255,255,255,.96);border:1px solid var(--line);box-shadow:var(--shadow-lg);}.cookie-banner.show{display:flex}.cookie-banner p{margin:0;color:#35424e;max-width:780px;line-height:1.5}.cookie-actions{display:flex;gap:8px;flex-wrap:wrap}.output-text{margin-top:12px;font-family:ui-monospace,SFMono-Regular,Menlo,Monaco,Consolas,monospace;}@media(max-width:1100px){.profile-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:960px){.hero{grid-template-columns:1fr;padding-top:50px}.home-tools{grid-template-columns:repeat(2,1fr)}.guide-grid{grid-template-columns:repeat(2,1fr)}.tools-layout,.page-grid,.contact-grid,.privacy-content{grid-template-columns:1fr}.tools-nav,.sidebar-card,.privacy-toc{position:relative;top:auto}.tools-nav{display:flex;overflow:auto}.tools-nav a{white-space:nowrap}.form-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:680px){.site-header{padding:12px 4vw}nav{display:none;position:absolute;top:70px;left:4vw;right:4vw;flex-direction:column;align-items:stretch;background:#fff;border:1px solid var(--line);border-radius:20px;padding:12px;box-shadow:var(--shadow-md);}nav.open{display:flex}.menu-toggle{display:block}.hero,.section,.page-hero{padding-left:4vw;padding-right:4vw}.topbar-strip,.page-grid,.contact-grid,.privacy-content{padding-left:4vw;padding-right:4vw}.home-tools,.profile-grid,.guide-grid,.form-grid,.result-grid,.contact-form .form-row{grid-template-columns:1fr}.cookie-banner{left:10px;right:10px;bottom:10px;flex-direction:column;align-items:flex-start;}.cookie-actions{width:100%}.cookie-actions .btn{flex:1}.lead{font-size:1.05rem}footer{flex-direction:column}}.calc-shell{padding:14px 5vw 64px;display:grid;grid-template-columns:minmax(0,1fr) 360px;gap:20px;align-items:start;}.calc-main{display:grid;gap:16px;}.calc-card{background:#fff;border:1px solid var(--line);border-radius:26px;box-shadow:var(--shadow-lg);overflow:hidden;}.calc-card-header{padding:20px 22px;border-bottom:1px solid var(--line);display:flex;align-items:flex-start;justify-content:space-between;gap:14px;background:linear-gradient(180deg,#fff,#fbfcfb);}.calc-card-header h2{margin:0;letter-spacing:-.045em;font-size:1.55rem;}.calc-card-header p{margin:6px 0 0;color:var(--muted);line-height:1.55;}.calc-badge{display:inline-flex;align-items:center;gap:6px;white-space:nowrap;border-radius:999px;background:var(--brand-soft);color:var(--brand);border:1px solid #d4ebe5;padding:8px 10px;font-size:.82rem;font-weight:900;}.calc-body{padding:20px 22px 22px;}.calc-form{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;}.calc-form .full{grid-column:1/-1}.input-addon{position:relative;}.input-addon input{padding-right:44px;}.input-addon .suffix{position:absolute;right:12px;bottom:12px;color:var(--muted);font-weight:850;pointer-events:none;}.calc-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:16px;}.result.hero-result{display:block;background:linear-gradient(135deg,#10202a,#182b34);color:#fff;border:none;box-shadow:var(--shadow-lg);}.result.hero-result .result-box{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.14);}.result.hero-result .result-box span{color:rgba(255,255,255,.72);}.result.hero-result .result-box strong{color:#fff;}.result.hero-result p{color:rgba(255,255,255,.82);}.result.hero-result .good{color:#9df2d6}.result.hero-result .warn{color:#ffd088}.result.hero-result .bad{color:#ffb4b4}.calc-side{display:grid;gap:14px;position:sticky;top:84px;}.calc-side-card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:18px;box-shadow:var(--shadow-sm);}.calc-side-card h3{margin:0 0 10px;letter-spacing:-.04em;}.calc-side-card p,.calc-side-card li{color:var(--muted);line-height:1.6;}.calc-side-card ul{margin:0;padding-left:18px;}.calc-kpi-list{display:grid;gap:8px;}.calc-kpi{display:flex;align-items:center;justify-content:space-between;gap:10px;border:1px solid var(--line);border-radius:14px;padding:10px 12px;background:#fbfcfb;}.calc-kpi span{color:var(--muted);font-size:.88rem;font-weight:800;}.calc-kpi strong{font-size:1rem;}.calc-explain-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;}.calc-explain-card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:18px;box-shadow:var(--shadow-sm);}.calc-explain-card h3{margin:0 0 8px;letter-spacing:-.035em;}.calc-explain-card p{color:var(--muted);line-height:1.58;margin:0;}.inline-formula{margin-top:14px;padding:14px;border-radius:16px;background:#f7f9fb;border:1px solid var(--line);font-family:ui-monospace,SFMono-Regular,Menlo,Monaco,Consolas,monospace;color:#34414d;overflow:auto;}@media(max-width:980px){.calc-shell{grid-template-columns:1fr}.calc-side{position:relative;top:auto}.calc-explain-grid{grid-template-columns:1fr}}@media(max-width:680px){.calc-shell{padding-left:4vw;padding-right:4vw}.calc-form{grid-template-columns:1fr}.calc-card-header{flex-direction:column}}.site-header{padding-top:12px;padding-bottom:12px;}.header-cta{background:var(--accent);color:#fff !important;border-radius:999px;}.header-cta:hover{background:var(--brand) !important;color:#fff !important;}.brand-word{display:flex;flex-direction:column;}.hero-pro{padding:72px 5vw 38px;display:grid;grid-template-columns:1.12fr .88fr;gap:34px;align-items:center;}.hero-pro h1{font-size:clamp(2.6rem,6vw,5.65rem);line-height:.92;letter-spacing:-.075em;margin:16px 0;}.hero-pro .lead{max-width:720px;}.hero-visual{background:#fff;border:1px solid var(--line);border-radius:30px;box-shadow:var(--shadow-lg);padding:20px;display:grid;gap:14px;position:relative;overflow:hidden;}.hero-visual:before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 85% 0%,rgba(13,124,102,.13),transparent 16rem),radial-gradient(circle at 5% 100%,rgba(15,23,32,.08),transparent 18rem);pointer-events:none;}.hero-visual>*{position:relative}.mock-toolbar{display:flex;gap:7px;align-items:center;}.mock-dot{width:10px;height:10px;border-radius:999px;background:#d8dde2;}.mock-dot:nth-child(1){background:#ff6b6b}.mock-dot:nth-child(2){background:#ffd166}.mock-dot:nth-child(3){background:#06d6a0}.mock-screen{border:1px solid var(--line);border-radius:24px;background:#fbfcfb;padding:18px;display:grid;gap:12px;}.mock-row{display:flex;justify-content:space-between;gap:12px;padding:12px;border-radius:16px;background:#fff;border:1px solid var(--line);}.mock-row span{color:var(--muted);font-weight:800}.mock-row strong{letter-spacing:-.03em}.mock-result{padding:18px;border-radius:20px;background:linear-gradient(135deg,#101923,#20303a);color:#fff;}.mock-result span{display:block;color:rgba(255,255,255,.72);font-size:.9rem;font-weight:800;}.mock-result strong{font-size:2.2rem;letter-spacing:-.06em;}.trust-row{padding:8px 5vw 0;display:grid;grid-template-columns:repeat(4,1fr);gap:12px;}.trust-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:14px;display:flex;align-items:center;gap:10px;box-shadow:var(--shadow-sm);}.trust-card strong{display:block}.trust-card span{color:var(--muted);font-size:.86rem}.category-tabs{display:flex;flex-wrap:wrap;gap:10px;margin:18px 0;}.category-tabs a{text-decoration:none;padding:10px 13px;border-radius:999px;background:#fff;border:1px solid var(--line);font-weight:820;color:#33404c;}.category-tabs a:hover{background:var(--brand-soft);color:var(--brand);border-color:#d3ebe4;}.site-section{padding:48px 5vw;}.site-section.alt{background:#fafbf9;border-top:1px solid var(--line);border-bottom:1px solid var(--line);}.feature-row{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;}.feature-pro{background:#fff;border:1px solid var(--line);border-radius:24px;padding:22px;box-shadow:var(--shadow-sm);}.feature-pro .feature-icon{width:48px;height:48px;border-radius:16px;background:var(--brand-soft);display:grid;place-items:center;font-size:1.5rem;}.feature-pro h3{letter-spacing:-.04em;margin:14px 0 8px;}.feature-pro p{color:var(--muted);line-height:1.6;}.usecase-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;}.usecase-card{background:#fff;border:1px solid var(--line);border-radius:26px;padding:22px;box-shadow:var(--shadow-sm);}.usecase-card h3{display:flex;gap:10px;align-items:center;margin-top:0;letter-spacing:-.04em;}.usecase-card p{color:var(--muted);line-height:1.62}.usecase-card .quick-links{margin-top:14px}.faq-list{display:grid;gap:12px;max-width:920px;}.faq-item{background:#fff;border:1px solid var(--line);border-radius:20px;padding:18px 20px;box-shadow:var(--shadow-sm);}.faq-item h3{margin:0 0 8px;letter-spacing:-.035em;}.faq-item p{color:var(--muted);line-height:1.62;margin:0;}.final-cta{background:linear-gradient(135deg,#101923,#20303a);color:#fff;border-radius:34px;padding:34px;display:grid;grid-template-columns:1.1fr .9fr;gap:20px;align-items:center;box-shadow:var(--shadow-lg);}.final-cta h2{font-size:clamp(2rem,4vw,3.5rem);letter-spacing:-.06em;margin:0 0 10px;}.final-cta p{color:rgba(255,255,255,.78);line-height:1.62;}.final-cta .quick-links a{background:rgba(255,255,255,.1);border-color:rgba(255,255,255,.18);color:#fff;}.footer-pro{background:#0f1720;color:#d9e0e6;padding:42px 5vw 28px;}.footer-grid{display:grid;grid-template-columns:1.2fr repeat(3,.8fr);gap:28px;border-bottom:1px solid rgba(255,255,255,.12);padding-bottom:28px;}.footer-grid h3,.footer-grid h4{color:#fff;margin-top:0;}.footer-grid p{color:#aeb9c3;line-height:1.62;}.footer-grid a{display:block;text-decoration:none;color:#cbd4dc;margin:9px 0;font-weight:720;}.footer-grid a:hover{color:#fff}.footer-bottom{padding-top:18px;display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;color:#aeb9c3;font-size:.92rem;}.footer-bottom a{color:#d9e0e6;text-decoration:none;font-weight:800;}@media(max-width:980px){.hero-pro,.final-cta{grid-template-columns:1fr}.trust-row,.feature-row,.footer-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:680px){.hero-pro,.site-section{padding-left:4vw;padding-right:4vw}.trust-row{padding-left:4vw;padding-right:4vw}.trust-row,.feature-row,.usecase-grid,.footer-grid{grid-template-columns:1fr}.hero-pro{padding-top:46px}}:root{--portal-blue:#08113f;--portal-blue-2:#0e1b54;--portal-cyan:#0077a8;--portal-cyan-soft:#e8f5fa;--portal-paper:#f4f6f8;--portal-muted:#647184;--portal-line:#dde4ec;--portal-card:#ffffff;--portal-green:#0f7a61;--portal-orange:#b77a23;}body{background:#fff;color:var(--portal-blue);}.site-header{background:#fff;border-bottom:1px solid var(--portal-line);box-shadow:none;backdrop-filter:none;}.brand-mark{background:#0077a8;border-radius:8px;box-shadow:none;}.brand-mark:after{display:none}.brand strong{color:var(--portal-blue)}.brand small{color:var(--portal-muted)}nav a{color:var(--portal-blue);font-weight:800;border-radius:8px;}nav a:hover{background:var(--portal-cyan-soft);color:var(--portal-cyan);}.header-cta{background:transparent !important;color:var(--portal-blue) !important;border:1px solid var(--portal-line);}.header-cta:hover{background:var(--portal-cyan-soft) !important;color:var(--portal-cyan) !important;}.top-ribbon{background:#f2f6f9;border-bottom:1px solid var(--portal-line);padding:7px 5vw;display:flex;justify-content:center;gap:28px;font-size:.86rem;font-weight:800;color:#293553;}.top-ribbon a{text-decoration:none;color:inherit}.top-ribbon a:hover{color:var(--portal-cyan)}.portal-main{max-width:1280px;margin:0 auto;padding:0 5vw;}.portal-hero{padding:38px 0 24px;display:grid;grid-template-columns:1.55fr .85fr;gap:22px;align-items:stretch;}.featured-story{display:grid;grid-template-columns:.92fr 1.08fr;gap:22px;align-items:stretch;background:#fff;}.featured-copy{padding:10px 0;}.kicker{display:inline-block;border:1px solid var(--portal-blue);border-radius:999px;padding:4px 11px;color:var(--portal-blue);font-size:.75rem;font-weight:900;margin-bottom:12px;}.featured-copy h1{color:var(--portal-blue);font-size:clamp(2rem,3.8vw,3.35rem);line-height:1.08;letter-spacing:-.045em;margin:0 0 14px;}.featured-copy p{color:#263555;line-height:1.65;font-size:1.03rem;max-width:520px;}.byline{color:#4d5c73;font-size:.9rem;text-decoration:underline;font-weight:700;}.featured-image{min-height:250px;border-radius:14px;background:linear-gradient(135deg,rgba(8,17,63,.14),rgba(0,119,168,.05)),url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='720' height='420' viewBox='0 0 720 420'%3E%3Crect width='720' height='420' fill='%23e8eef3'/faturacerta/%3E%3Crect x='60' y='230' width='600' height='70' rx='12' fill='%23c7d5df'/faturacerta/%3E%3Crect x='245' y='130' width='230' height='150' rx='18' fill='%23ffffff'/faturacerta/%3E%3Cpath d='M280 230h160M280 190h130M280 150h90' stroke='%2308113f' stroke-width='14' stroke-linecap='round'/faturacerta/%3E%3Ccircle cx='505' cy='175' r='54' fill='%230077a8' opacity='.88'/faturacerta/%3E%3Cpath d='M480 176l18 18 36-42' fill='none' stroke='%23fff' stroke-width='14' stroke-linecap='round' stroke-linejoin='round'/faturacerta/%3E%3C/svg%3E");background-size:cover;background-position:center;}.side-tools{display:grid;grid-template-rows:1fr 1fr;gap:16px;}.side-tool{border-radius:14px;background:#eef4f7;padding:24px;display:flex;flex-direction:column;justify-content:center;text-align:center;text-decoration:none;color:var(--portal-blue);min-height:170px;}.side-tool:hover{background:#e3f1f6}.side-tool-icon{width:52px;height:52px;display:grid;place-items:center;margin:0 auto 12px;color:var(--portal-cyan);font-size:2rem;}.side-tool h3{font-size:1.22rem;margin:0 0 8px;letter-spacing:-.025em;}.side-tool p{margin:0;color:#34435f;line-height:1.5;font-size:.94rem;}.portal-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;padding:20px 0 28px;}.article-card{color:var(--portal-blue);text-decoration:none;display:block;}.article-thumb{height:136px;border-radius:12px;background:#dfe8ee;margin-bottom:12px;overflow:hidden;}.article-thumb.finance{background:linear-gradient(135deg,rgba(8,17,63,.18),rgba(0,119,168,.05)),url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='520' height='260' viewBox='0 0 520 260'%3E%3Crect width='520' height='260' fill='%23dfe8ee'/faturacerta/%3E%3Cpath d='M60 200h400' stroke='%23b7c7d3' stroke-width='24'/faturacerta/%3E%3Crect x='95' y='95' width='70' height='105' rx='8' fill='%230077a8' opacity='.85'/faturacerta/%3E%3Crect x='205' y='55' width='70' height='145' rx='8' fill='%2308113f' opacity='.82'/faturacerta/%3E%3Crect x='315' y='125' width='70' height='75' rx='8' fill='%230f7a61' opacity='.82'/faturacerta/%3E%3C/svg%3E");background-size:cover;}.article-thumb.shop{background:linear-gradient(135deg,rgba(8,17,63,.16),rgba(183,122,35,.08)),url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='520' height='260' viewBox='0 0 520 260'%3E%3Crect width='520' height='260' fill='%23e6edf2'/faturacerta/%3E%3Cpath d='M150 92h220l-22 112H172z' fill='%23fff' stroke='%2308113f' stroke-width='12'/faturacerta/%3E%3Cpath d='M190 92c4-42 36-62 70-62s66 20 70 62' fill='none' stroke='%230077a8' stroke-width='12' stroke-linecap='round'/faturacerta/%3E%3Ccircle cx='210' cy='210' r='13' fill='%2308113f'/faturacerta/%3E%3Ccircle cx='320' cy='210' r='13' fill='%2308113f'/faturacerta/%3E%3C/svg%3E");background-size:cover;}.article-thumb.creator{background:linear-gradient(135deg,rgba(8,17,63,.16),rgba(0,119,168,.05)),url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='520' height='260' viewBox='0 0 520 260'%3E%3Crect width='520' height='260' fill='%23e7edf2'/faturacerta/%3E%3Crect x='170' y='35' width='180' height='210' rx='28' fill='%2308113f'/faturacerta/%3E%3Crect x='188' y='62' width='144' height='150' rx='16' fill='%23ffffff'/faturacerta/%3E%3Ccircle cx='260' cy='225' r='9' fill='%23ffffff'/faturacerta/%3E%3Cpath d='M225 145l35-50 35 50z' fill='%230077a8'/faturacerta/%3E%3C/svg%3E");background-size:cover;}.article-card .tag{display:inline-block;border:1px solid #9aa8b9;border-radius:999px;padding:3px 9px;color:#34435f;font-size:.74rem;font-weight:800;margin-bottom:8px;}.article-card h3{font-size:1.04rem;line-height:1.35;margin:0 0 8px;letter-spacing:-.02em;}.article-card .byline{font-size:.83rem;}.portal-section{padding:34px 0;border-top:1px solid var(--portal-line);}.portal-section-head{display:flex;align-items:end;justify-content:space-between;gap:16px;margin-bottom:18px;}.portal-section-head h2{color:var(--portal-blue);font-size:2rem;margin:0;letter-spacing:-.035em;}.portal-section-head p{margin:6px 0 0;color:var(--portal-muted);}.portal-section-head a{color:var(--portal-cyan);font-weight:800;text-decoration:none;}.tools-editorial-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;}.tool-editorial-card{background:#fff;border:1px solid var(--portal-line);border-radius:14px;padding:18px;text-decoration:none;color:var(--portal-blue);min-height:168px;display:flex;flex-direction:column;gap:10px;}.tool-editorial-card:hover{border-color:#abd4e5;box-shadow:0 12px 26px rgba(8,17,63,.08);}.tool-editorial-card .icon{font-size:1.65rem;width:42px;height:42px;display:grid;place-items:center;background:#eef4f7;border-radius:10px;}.tool-editorial-card h3{margin:0;font-size:1.05rem;}.tool-editorial-card p{margin:0;color:var(--portal-muted);line-height:1.5;font-size:.92rem;}.editorial-two-col{display:grid;grid-template-columns:1fr 330px;gap:24px;align-items:start;}.guide-list{display:grid;gap:16px;}.guide-row{display:grid;grid-template-columns:160px 1fr;gap:16px;text-decoration:none;color:var(--portal-blue);align-items:center;}.guide-row .article-thumb{height:96px;margin:0;}.guide-row h3{margin:0 0 8px;font-size:1.08rem;}.guide-row p{color:var(--portal-muted);line-height:1.5;margin:0;}.sidebar-panel{display:grid;gap:16px;}.sidebar-box{border-radius:14px;background:#eef4f7;padding:22px;}.sidebar-box h3{margin:0 0 12px;color:var(--portal-blue);}.sidebar-box a{display:block;padding:10px 0;color:var(--portal-blue);text-decoration:none;font-weight:800;border-bottom:1px solid #d6e2e8;}.sidebar-box a:last-child{border-bottom:0}.newsletter-box{background:var(--portal-blue);color:#fff;border-radius:16px;padding:24px;}.newsletter-box h3{margin:0 0 8px;font-size:1.35rem;}.newsletter-box p{color:rgba(255,255,255,.76);line-height:1.55;}.newsletter-box input{width:100%;border:0;border-radius:10px;padding:12px;margin:8px 0;}.newsletter-box button{width:100%;border:0;background:var(--portal-cyan);color:#fff;border-radius:10px;padding:12px;font-weight:900;}.footer-pro{margin-top:40px;background:#08113f;}.home-search.portal-search{margin:18px 0 0;}.home-search.portal-search .search-box{box-shadow:none;border:1px solid var(--portal-line);border-radius:12px;}@media(max-width:1050px){.portal-hero,.editorial-two-col{grid-template-columns:1fr}.tools-editorial-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:780px){.top-ribbon{display:none}.portal-hero,.featured-story{grid-template-columns:1fr}.portal-grid{grid-template-columns:1fr}.tools-editorial-grid{grid-template-columns:1fr}.guide-row{grid-template-columns:1fr}.portal-main{padding:0 4vw}.portal-section-head{align-items:start;flex-direction:column}}.category-hero{padding:42px 0 28px;display:grid;grid-template-columns:1fr 340px;gap:28px;align-items:center;}.category-hero h1{font-size:clamp(2.2rem,4.5vw,4rem);line-height:1.02;letter-spacing:-.05em;margin:10px 0 14px;color:var(--portal-blue);}.category-hero p{color:#34435f;line-height:1.65;font-size:1.05rem;}.category-summary{background:#eef4f7;border-radius:16px;padding:22px;}.category-summary h3{margin:0 0 10px;color:var(--portal-blue);}.category-summary a{display:block;padding:9px 0;color:var(--portal-blue);font-weight:850;text-decoration:none;border-bottom:1px solid #d6e2e8;}.category-summary a:last-child{border-bottom:0}.category-layout{display:grid;grid-template-columns:minmax(0,1fr) 330px;gap:28px;align-items:start;}.category-main{display:grid;gap:26px;}.category-block{border-top:1px solid var(--portal-line);padding-top:26px;}.category-block h2{margin:0 0 16px;color:var(--portal-blue);letter-spacing:-.035em;}.category-tool-list{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;}.category-tool{background:#fff;border:1px solid var(--portal-line);border-radius:14px;padding:18px;text-decoration:none;color:var(--portal-blue);}.category-tool:hover{border-color:#abd4e5;box-shadow:0 12px 26px rgba(8,17,63,.08);}.category-tool span{display:block;font-size:1.6rem;margin-bottom:10px;}.category-tool h3{margin:0 0 8px;}.category-tool p{margin:0;color:var(--portal-muted);line-height:1.5;}.article-page{max-width:1180px;margin:0 auto;padding:0 5vw;}.article-layout{display:grid;grid-template-columns:minmax(0,760px) 320px;gap:34px;align-items:start;padding:26px 0 60px;}.article-header{padding:44px 0 22px;max-width:860px;}.article-header h1{font-size:clamp(2.15rem,4.8vw,4.4rem);line-height:1.04;letter-spacing:-.055em;margin:12px 0 14px;color:var(--portal-blue);}.article-meta{display:flex;gap:12px;flex-wrap:wrap;color:#4d5c73;font-size:.92rem;}.article-content{line-height:1.78;color:#24324c;font-size:1.04rem;}.article-content h2{margin-top:34px;color:var(--portal-blue);font-size:1.75rem;line-height:1.2;letter-spacing:-.035em;}.article-content h3{margin-top:24px;color:var(--portal-blue);}.article-content p{margin:0 0 16px;}.article-content ul,.article-content ol{padding-left:24px;margin:0 0 18px;}.article-content li{margin:8px 0;}.article-callout{background:#eef4f7;border-left:4px solid var(--portal-cyan);border-radius:12px;padding:18px;margin:22px 0;}.article-tool-cta{background:var(--portal-blue);color:#fff;border-radius:16px;padding:22px;margin:28px 0;}.article-tool-cta h3{color:#fff;margin-top:0;}.article-tool-cta p{color:rgba(255,255,255,.78);}.article-tool-cta a{display:inline-flex;background:#0077a8;color:#fff;text-decoration:none;padding:11px 14px;border-radius:10px;font-weight:900;}.article-sidebar{position:sticky;top:86px;display:grid;gap:16px;}.article-sidebar-box{background:#eef4f7;border-radius:14px;padding:20px;}.article-sidebar-box h3{margin:0 0 12px;color:var(--portal-blue);}.article-sidebar-box a{display:block;padding:9px 0;color:var(--portal-blue);font-weight:850;text-decoration:none;border-bottom:1px solid #d6e2e8;}.article-sidebar-box a:last-child{border-bottom:0}.article-faq{margin-top:28px;border-top:1px solid var(--portal-line);padding-top:24px;}.article-faq details{border:1px solid var(--portal-line);border-radius:12px;padding:14px 16px;margin-bottom:10px;background:#fff;}.article-faq summary{font-weight:900;color:var(--portal-blue);cursor:pointer;}.article-faq p{margin:10px 0 0;}@media(max-width:900px){.category-hero,.category-layout,.article-layout{grid-template-columns:1fr}.article-sidebar{position:relative;top:auto}.category-tool-list{grid-template-columns:1fr}}.brand-logo{gap:0;min-width:210px;}.brand-logo img{width:clamp(190px,18vw,270px);height:auto;max-height:54px;object-fit:contain;}.site-header{min-height:78px;}@media(max-width:680px){.brand-logo{min-width:auto;}.brand-logo img{width:190px;max-height:48px;}}.info-page-main{max-width:1180px;margin:0 auto;padding:0 5vw 60px;}.info-hero{padding:44px 0 28px;max-width:900px;}.info-hero h1{font-size:clamp(2.2rem,5vw,4.4rem);line-height:1.04;letter-spacing:-.055em;color:var(--portal-blue);margin:12px 0 14px;}.info-hero p{color:#34435f;line-height:1.68;font-size:1.08rem;}.info-layout{display:grid;grid-template-columns:minmax(0,1fr) 330px;gap:28px;align-items:start;}.info-content{background:#fff;border-top:1px solid var(--portal-line);padding-top:26px;line-height:1.75;color:#24324c;}.info-content h2{color:var(--portal-blue);margin-top:32px;letter-spacing:-.035em;}.info-content h3{color:var(--portal-blue);}.info-content ul{padding-left:22px;}.info-content li{margin:8px 0;}.info-card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:24px 0;}.info-card{border:1px solid var(--portal-line);border-radius:14px;padding:18px;background:#fff;}.info-card span{font-size:1.6rem;}.info-card h3{margin:10px 0 8px;}.info-card p{color:var(--portal-muted);line-height:1.55;margin:0;}.contact-strip{background:#eef4f7;border-radius:16px;padding:22px;margin:24px 0;}.contact-strip a{color:var(--portal-cyan);font-weight:900;}.newsletter-large{background:var(--portal-blue);color:#fff;border-radius:20px;padding:28px;display:grid;grid-template-columns:1fr 360px;gap:22px;align-items:center;}.newsletter-large h2{color:#fff;margin:0 0 8px;}.newsletter-large p{color:rgba(255,255,255,.78);margin:0;}.newsletter-form{display:grid;gap:10px;}.newsletter-form input{border:0;border-radius:12px;padding:13px;}.newsletter-form button{border:0;background:#0077a8;color:#fff;border-radius:12px;padding:13px;font-weight:900;}.error-page{min-height:62vh;display:grid;place-items:center;text-align:center;padding:60px 5vw;}.error-box{max-width:740px;}.error-box h1{font-size:clamp(4rem,12vw,9rem);margin:0;color:var(--portal-blue);letter-spacing:-.08em;}.error-box h2{font-size:clamp(2rem,4vw,3.4rem);margin:0 0 10px;color:var(--portal-blue);}.error-box p{color:#34435f;line-height:1.65;}.error-links{display:flex;gap:10px;flex-wrap:wrap;justify-content:center;margin-top:20px;}.error-links a{background:#eef4f7;color:var(--portal-blue);text-decoration:none;font-weight:900;border-radius:999px;padding:10px 14px;}@media(max-width:900px){.info-layout,.newsletter-large{grid-template-columns:1fr}.info-card-grid{grid-template-columns:1fr}}.brand-logo{display:flex !important;align-items:center !important;gap:0 !important;text-decoration:none !important;min-width:220px !important;}.brand-logo img{display:block !important;width:clamp(190px,18vw,285px) !important;height:auto !important;max-height:58px !important;object-fit:contain !important;}.site-header{min-height:78px;}@media(max-width:900px){.site-header nav{gap:4px;}.site-header nav a{font-size:.86rem;padding:8px 9px;}}@media(max-width:680px){.brand-logo{min-width:auto !important;}.brand-logo img{width:188px !important;max-height:48px !important;}}.tool-clean-page .page-hero{max-width:1180px;margin:0 auto;}.tool-clean-shell{max-width:1180px;margin:0 auto;padding:14px 5vw 64px;display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:26px;align-items:start;}.tool-clean-card{background:#fff;border:1px solid var(--portal-line);border-radius:16px;overflow:hidden;}.tool-clean-head{display:flex;align-items:flex-start;justify-content:space-between;gap:16px;padding:22px;border-bottom:1px solid var(--portal-line);background:#f8fafc;}.tool-clean-head h2{margin:0 0 6px;color:var(--portal-blue);letter-spacing:-.035em;}.tool-clean-head p{margin:0;color:#4d5c73;line-height:1.55;}.tool-clean-badge{border:1px solid #a9bfd0;border-radius:999px;padding:6px 10px;font-size:.78rem;font-weight:900;color:var(--portal-blue);white-space:nowrap;}.tool-clean-body{padding:22px;}.tool-clean-form{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;}.tool-clean-form .full{grid-column:1/-1}.tool-clean-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px;}.tool-clean-result.result{display:block;background:#08113f;color:#fff;border:0;border-radius:16px;}.tool-clean-result.result .result-box{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.14);}.tool-clean-result.result .result-box span{color:rgba(255,255,255,.72);}.tool-clean-result.result .result-box strong{color:#fff;}.tool-clean-result.result p{color:rgba(255,255,255,.82);}.tool-clean-info{margin-top:18px;background:#fff;border-top:1px solid var(--portal-line);padding-top:22px;color:#24324c;line-height:1.72;}.tool-clean-info h2{color:var(--portal-blue);letter-spacing:-.035em;}.tool-clean-side{position:sticky;top:88px;display:grid;gap:16px;}.tool-clean-side .sidebar-box{background:#eef4f7;}.tool-clean-output{margin-top:16px;}.tool-clean-output textarea{min-height:300px;font-family:ui-monospace,SFMono-Regular,Menlo,Monaco,Consolas,monospace;font-size:.92rem;line-height:1.55;}@media(max-width:900px){.tool-clean-shell{grid-template-columns:1fr}.tool-clean-side{position:relative;top:auto}.tool-clean-form{grid-template-columns:1fr}.tool-clean-head{flex-direction:column}}.salary-summary{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin-top:16px;}.salary-bar{height:14px;border-radius:999px;background:#e7eef4;overflow:hidden;margin:10px 0 4px;}.salary-bar span{display:block;height:100%;background:#0077a8;}.salary-warning{margin-top:14px;padding:14px;border-radius:12px;background:#fff7e8;border:1px solid #eed1a8;color:#6f4311;}.salary-good{margin-top:14px;padding:14px;border-radius:12px;background:#eaf8f2;border:1px solid #bfe6d5;color:#0c664e;}.personal-finance-hero-art,.irs-hero-art{min-height:260px;border-radius:16px;background-size:cover;background-position:center;}.personal-finance-hero-art{background:linear-gradient(135deg,rgba(8,17,63,.12),rgba(0,119,168,.08)),url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='680' height='420' viewBox='0 0 680 420'%3E%3Crect width='680' height='420' fill='%23e8eef3'/faturacerta/%3E%3Crect x='70' y='70' width='540' height='280' rx='28' fill='%23fff'/faturacerta/%3E%3Cpath d='M120 135h180M120 185h260M120 235h210' stroke='%2308113f' stroke-width='18' stroke-linecap='round'/faturacerta/%3E%3Ccircle cx='500' cy='205' r='78' fill='%230077a8'/faturacerta/%3E%3Cpath d='M468 206h64M500 174v64' stroke='%23fff' stroke-width='18' stroke-linecap='round'/faturacerta/%3E%3Crect x='120' y='285' width='420' height='18' rx='9' fill='%23d4e2ea'/faturacerta/%3E%3Crect x='120' y='285' width='250' height='18' rx='9' fill='%230f7a61'/faturacerta/%3E%3C/svg%3E");}.irs-hero-art{background:linear-gradient(135deg,rgba(8,17,63,.12),rgba(183,122,35,.09)),url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='680' height='420' viewBox='0 0 680 420'%3E%3Crect width='680' height='420' fill='%23e8eef3'/faturacerta/%3E%3Crect x='92' y='56' width='496' height='308' rx='24' fill='%23fff'/faturacerta/%3E%3Cpath d='M150 130h250M150 180h340M150 230h285M150 280h220' stroke='%2308113f' stroke-width='16' stroke-linecap='round'/faturacerta/%3E%3Ccircle cx='495' cy='265' r='56' fill='%230077a8'/faturacerta/%3E%3Cpath d='M470 265l18 18 38-46' fill='none' stroke='%23fff' stroke-width='14' stroke-linecap='round' stroke-linejoin='round'/faturacerta/%3E%3Ctext x='150' y='105' fill='%230077a8' font-family='Arial' font-size='42' font-weight='700'%3EIRS%3C/text%3E%3C/svg%3E");}.irs-checklist{display:grid;gap:10px;margin-top:16px;}.irs-check{display:flex;gap:10px;align-items:flex-start;padding:12px;background:#fff;border:1px solid var(--portal-line);border-radius:12px;}.irs-check input{width:auto;margin-top:4px;}.irs-note{margin-top:14px;padding:14px;border-radius:12px;background:#eef4f7;color:#253650;border:1px solid #d5e3ea;}.profile-grid-tax{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;}@media(max-width:900px){.profile-grid-tax{grid-template-columns:1fr}}@media(max-width:680px){.salary-summary{grid-template-columns:1fr}}.goal-progress{margin-top:16px;background:#e8eef3;border-radius:999px;overflow:hidden;height:18px;}.goal-progress span{display:block;height:100%;background:#0077a8;}.start-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;}.start-card{display:block;text-decoration:none;background:#fff;border:1px solid var(--portal-line);border-radius:16px;padding:22px;color:var(--portal-blue);}.start-card:hover{border-color:#abd4e5;box-shadow:0 12px 26px rgba(8,17,63,.08);}.start-card span{font-size:2rem;}.start-card h3{margin:12px 0 8px;}.start-card p{color:var(--portal-muted);line-height:1.55;margin:0;}.debt-priority{margin-top:16px;display:grid;gap:10px;}.debt-row{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14);border-radius:12px;padding:12px;}.debt-row strong{display:block;}.debt-row small{color:rgba(255,255,255,.74);}@media(max-width:900px){.start-grid{grid-template-columns:1fr}}:focus-visible{outline:3px solid rgba(0,119,168,.35);outline-offset:3px;}.skip-link{position:absolute;left:-999px;top:12px;background:#08113f;color:#fff;padding:10px 14px;border-radius:10px;z-index:999;}.skip-link:focus{left:12px}.site-header nav{max-width:72vw;overflow-x:auto;scrollbar-width:none;}.site-header nav::-webkit-scrollbar{display:none}.site-header nav a{white-space:nowrap;}.portal-mini-banner{margin:24px 0 10px;display:grid;grid-template-columns:1.05fr .95fr;gap:18px;align-items:stretch;}.mini-banner-card{background:#eef4f7;border-radius:16px;padding:24px;color:var(--portal-blue);text-decoration:none;min-height:190px;}.mini-banner-card.dark{background:#08113f;color:#fff;}.mini-banner-card h2{margin:8px 0 10px;letter-spacing:-.04em;}.mini-banner-card p{margin:0;color:#34435f;line-height:1.6;}.mini-banner-card.dark p{color:rgba(255,255,255,.76);}.mini-banner-card .kicker{border-color:currentColor;color:inherit;}.directory-list{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;}.directory-group{border:1px solid var(--portal-line);border-radius:16px;padding:18px;background:#fff;}.directory-group h2{margin:0 0 12px;color:var(--portal-blue);letter-spacing:-.035em;}.directory-group a{display:block;text-decoration:none;color:var(--portal-blue);font-weight:820;padding:8px 0;border-bottom:1px solid #eef2f5;}.directory-group a:last-child{border-bottom:0}.directory-group a:hover{color:var(--portal-cyan)}.status-table{width:100%;border-collapse:collapse;margin-top:18px;}.status-table th,.status-table td{text-align:left;border-bottom:1px solid var(--portal-line);padding:11px 8px;}.status-table th{color:var(--portal-blue);}.status-ok{display:inline-block;background:#eaf8f2;color:#0c664e;border:1px solid #bfe6d5;padding:4px 8px;border-radius:999px;font-weight:900;font-size:.8rem;}.status-warn{display:inline-block;background:#fff7e8;color:#6f4311;border:1px solid #eed1a8;padding:4px 8px;border-radius:999px;font-weight:900;font-size:.8rem;}@media(max-width:1050px){.portal-mini-banner{grid-template-columns:1fr}.directory-list{grid-template-columns:repeat(2,1fr)}}@media(max-width:760px){.directory-list{grid-template-columns:1fr}.site-header nav{max-width:none}}@media(max-width:680px){.site-header nav{max-width:initial;overflow:visible;}}@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important;animation:none!important}}.site-header nav{max-width:72vw;overflow-x:auto;scrollbar-width:none;}.site-header nav::-webkit-scrollbar{display:none}.site-header nav a{white-space:nowrap}[data-tab-panel-group][hidden]{display:none!important}@media(max-width:680px){.site-header{position:sticky;}.site-header nav{display:none;position:absolute;top:70px;left:4vw;right:4vw;max-width:none;overflow:visible;flex-direction:column;align-items:stretch;background:#fff;border:1px solid var(--portal-line);border-radius:16px;padding:12px;box-shadow:0 18px 42px rgba(8,17,63,.12);}.site-header nav.open{display:flex!important}.site-header nav a{padding:12px;border-radius:10px;}.menu-toggle{display:block}.top-ribbon{display:flex;justify-content:flex-start;overflow-x:auto;white-space:nowrap;padding-left:4vw;padding-right:4vw;}}@media(min-width:681px){.menu-toggle{display:none!important}.site-header nav{display:flex!important}}.qa-page,.blog-page{background:#f7f9fb;color:#18243b;}.qa-hero,.blog-hero{max-width:1180px;margin:0 auto;padding:46px 5vw 24px;}.qa-hero{display:grid;grid-template-columns:minmax(0,1fr) 330px;gap:24px;align-items:stretch;}.qa-hero h1,.blog-hero h1{margin:10px 0 12px;font-size:clamp(2.1rem,5vw,4.6rem);line-height:.95;letter-spacing:-.07em;color:var(--portal-blue);}.qa-hero p,.blog-hero p{color:var(--portal-muted);font-size:1.08rem;line-height:1.65;max-width:780px;}.qa-search-wrap{margin-top:22px;display:flex;align-items:center;gap:12px;background:#fff;border:1px solid var(--portal-line);border-radius:16px;padding:10px 12px;max-width:760px;}.qa-search-wrap input{border:0;outline:0;flex:1;font-size:1rem;padding:10px;}.qa-search-wrap span{color:var(--portal-blue);font-weight:900;white-space:nowrap;}.qa-fast{background:#08113f;color:#fff;border-radius:18px;padding:22px;}.qa-fast h2{margin:0 0 8px;}.qa-fast p{color:rgba(255,255,255,.72);margin:0 0 14px;font-size:.95rem;}.qa-fast div{display:grid;grid-template-columns:1fr 1fr;gap:8px;}.qa-fast a{color:#fff;text-decoration:none;background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.13);padding:9px 10px;border-radius:10px;font-weight:850;}.qa-controls{max-width:1180px;margin:0 auto;padding:8px 5vw 18px;display:flex;gap:8px;flex-wrap:wrap;}.qa-filter{border:1px solid var(--portal-line);background:#fff;color:var(--portal-blue);border-radius:999px;padding:9px 13px;font-weight:900;cursor:pointer;}.qa-filter.active{background:#08113f;color:#fff;border-color:#08113f;}.qa-note{max-width:1060px;margin:0 auto 20px;background:#fff7e8;border:1px solid #eed1a8;color:#6f4311;border-radius:14px;padding:14px 18px;}.qa-category{max-width:1060px;margin:0 auto 22px;padding:0 5vw;scroll-margin-top:120px;}.qa-category-head{display:flex;align-items:center;justify-content:space-between;margin:20px 0 12px;}.qa-category-head h2{margin:0;color:var(--portal-blue);letter-spacing:-.045em;font-size:2rem;}.qa-list{display:grid;gap:10px;}.qa-item{background:#fff;border:1px solid var(--portal-line);border-radius:14px;overflow:hidden;}.qa-question{width:100%;border:0;background:transparent;display:flex;justify-content:space-between;align-items:center;gap:20px;padding:16px 18px;text-align:left;color:var(--portal-blue);font-weight:950;cursor:pointer;font-size:1rem;}.qa-question strong{font-size:1.35rem;color:var(--portal-cyan);}.qa-answer{padding:0 18px 18px;color:#34435f;line-height:1.65;}.qa-answer p{margin-top:0;}.qa-tool-link{display:inline-flex;text-decoration:none;color:#fff;background:#0077a8;border-radius:999px;padding:8px 12px;font-weight:900;}.qa-item.is-hidden,.qa-category.is-hidden{display:none!important;}.blog-hero{text-align:left;}.blog-hero-actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:22px;}.blog-layout{max-width:1180px;margin:0 auto;padding:12px 5vw 64px;display:grid;grid-template-columns:minmax(0,1fr) 310px;gap:24px;}.blog-main-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;}.blog-card{background:#fff;border:1px solid var(--portal-line);border-radius:18px;padding:22px;color:var(--portal-blue);text-decoration:none;min-height:210px;}.blog-card:hover{border-color:#abd4e5;box-shadow:0 16px 36px rgba(8,17,63,.08);}.blog-card small{display:inline-flex;border:1px solid var(--portal-line);border-radius:999px;padding:5px 9px;color:#53627a;font-weight:900;}.blog-icon{display:block;font-size:2rem;margin-bottom:12px;}.blog-card h2{margin:12px 0 8px;letter-spacing:-.04em;}.blog-card p{margin:0;color:var(--portal-muted);line-height:1.55;}.blog-sidebar{display:grid;gap:16px;align-content:start;}.qa-home-section{background:#eef4f7;border-radius:22px;padding:26px!important;}.qa-home-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;}.qa-home-grid a{background:#fff;border:1px solid var(--portal-line);border-radius:14px;padding:16px;text-decoration:none;color:var(--portal-blue);}.qa-home-grid strong{display:block;margin-bottom:6px;}.qa-home-grid span{color:var(--portal-muted);line-height:1.4;}@media(max-width:940px){.qa-hero,.blog-layout{grid-template-columns:1fr;}.blog-main-grid,.qa-home-grid{grid-template-columns:1fr 1fr;}}@media(max-width:640px){.qa-fast div,.blog-main-grid,.qa-home-grid{grid-template-columns:1fr;}.qa-search-wrap{align-items:stretch;flex-direction:column;}}.qa-answer{border-top:1px solid #eef2f5;margin:0 18px 18px;padding:14px 0 0;}.qa-answer[hidden]{display:none!important;}.qa-question[aria-expanded="true"]{background:#fbfdff;}.qa-item{box-shadow:0 1px 0 rgba(8,17,63,.02);}.qa-answer{border-top:1px solid #eef2f5;margin:0 18px 18px;padding:14px 0 0;}.qa-answer[hidden]{display:none!important;}.qa-question{user-select:none;}.qa-question strong{min-width:24px;text-align:center;}.qa-question[aria-expanded="true"]{background:#fbfdff;}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.fc-header-v25{gap:18px}.fc-header-v25 .brand-logo img{max-width:210px;height:auto}.site-search{position:relative;flex:1;max-width:470px;display:flex;align-items:center;border:1px solid var(--portal-line);background:#fff;border-radius:999px;padding:4px}.site-search input{border:0;outline:0;flex:1;padding:9px 12px;background:transparent;min-width:120px}.site-search button{border:0;background:#08113f;color:#fff;border-radius:999px;padding:9px 12px;cursor:pointer}.search-results{position:absolute;top:calc(100% + 8px);left:0;right:0;background:#fff;border:1px solid var(--portal-line);border-radius:16px;box-shadow:0 20px 42px rgba(8,17,63,.14);padding:8px;z-index:90}.search-results a{display:block;text-decoration:none;color:var(--portal-blue);padding:10px;border-radius:10px}.search-results a:hover{background:#eef4f7}.search-results small{display:block;color:var(--portal-muted);margin-top:3px}.search-results p{padding:10px;margin:0;color:var(--portal-muted)}.category-nav{max-width:1180px;margin:0 auto;padding:8px 5vw 12px;display:flex;gap:10px;align-items:flex-start;flex-wrap:wrap;border-bottom:1px solid var(--portal-line)}.category-nav details{position:relative}.category-nav summary{list-style:none;cursor:pointer;border:1px solid var(--portal-line);background:#fff;color:var(--portal-blue);padding:8px 12px;border-radius:999px;font-weight:900}.category-nav summary::-webkit-details-marker{display:none}.category-nav details[open] summary{background:#08113f;color:#fff}.category-nav details a{display:block;text-decoration:none;color:var(--portal-blue);padding:9px 10px;border-radius:10px;font-weight:850}.category-nav details a:hover{background:#eef4f7}.category-nav details[open]{z-index:80;background:#fff;border:1px solid var(--portal-line);border-radius:16px;padding:0 0 8px;box-shadow:0 18px 38px rgba(8,17,63,.1)}.category-nav details[open] summary{margin-bottom:6px}.partners-strip{background:#f7f9fb;border-top:1px solid var(--portal-line);padding:18px 5vw}.partners-inner{max-width:1180px;margin:0 auto;display:flex;align-items:center;gap:14px;flex-wrap:wrap}.partners-label{color:var(--portal-muted);font-weight:950;text-transform:uppercase;font-size:.75rem;letter-spacing:.08em}.partner-mini{display:flex;align-items:center;gap:8px;color:var(--portal-blue);text-decoration:none;font-weight:850;font-size:.84rem;background:#fff;border:1px solid var(--portal-line);border-radius:999px;padding:6px 10px}.partner-mini img{width:42px;height:24px;object-fit:contain}.account-hero,.calendar-page .info-hero,.glossary-page .info-hero,.checklist-page .info-hero{max-width:1180px;margin:0 auto;padding:48px 5vw 20px}.account-hero h1{font-size:clamp(2.2rem,5vw,4.6rem);color:var(--portal-blue);line-height:.95;letter-spacing:-.07em}.account-hero p{color:var(--portal-muted);font-size:1.08rem;line-height:1.6}.account-grid{max-width:1180px;margin:0 auto;padding:20px 5vw 64px;display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:18px}.account-card,.calendar-card,.glossary-term,.checklist-wrap{background:#fff;border:1px solid var(--portal-line);border-radius:18px;padding:22px}.account-card h2,.calendar-card h2,.glossary-term h2{margin-top:0;color:var(--portal-blue);letter-spacing:-.035em}.account-metric{padding:12px;border:1px solid var(--portal-line);border-radius:14px;margin-bottom:10px}.account-metric span{display:block;color:var(--portal-muted);font-weight:800}.account-metric strong{font-size:1.45rem;color:var(--portal-blue)}.account-links{display:grid;gap:8px}.account-links a{color:var(--portal-blue);text-decoration:none;font-weight:900;background:#eef4f7;border-radius:10px;padding:10px}.diagnostic-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}.diagnostic-grid label{display:grid;gap:8px}.calendar-grid,.glossary-grid{max-width:1180px;margin:0 auto;padding:20px 5vw 64px;display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.calendar-card p,.glossary-term p{color:var(--portal-muted);line-height:1.55}.mini-save{border:1px solid var(--portal-line);background:#eef4f7;color:var(--portal-blue);border-radius:999px;padding:8px 10px;font-weight:900;cursor:pointer}.checklist-wrap{max-width:760px;margin:20px auto 64px}.checklist-box{display:grid;gap:10px;margin:18px 0}.check-item{display:flex;gap:12px;align-items:flex-start;border:1px solid var(--portal-line);border-radius:12px;padding:12px}.check-item input{width:18px;height:18px;margin-top:2px}.checklist-progress{display:flex;gap:14px;align-items:center}.checklist-progress strong{color:var(--portal-blue);min-width:48px}.checklist-progress div{flex:1;height:14px;border-radius:999px;background:#e8eef3;overflow:hidden}.checklist-progress span{display:block;height:100%;width:0;background:#0077a8}.glossary-search{max-width:760px;margin:0 auto;padding:0 5vw 10px}.glossary-search input{width:100%;border:1px solid var(--portal-line);border-radius:999px;padding:14px 16px}.glossary-term a{color:#fff;background:#0077a8;display:inline-block;text-decoration:none;border-radius:999px;padding:8px 11px;font-weight:900}.utility-home-section{background:#fff;border:1px solid var(--portal-line);border-radius:22px;padding:26px!important}@media(max-width:980px){.account-grid,.calendar-grid,.glossary-grid{grid-template-columns:1fr 1fr}.diagnostic-grid{grid-template-columns:1fr}}@media(max-width:760px){.fc-header-v25{align-items:center}.site-search{order:3;flex-basis:100%;max-width:none}.category-nav{overflow-x:auto;flex-wrap:nowrap;align-items:center}.category-nav details[open]{min-width:230px}.account-grid,.calendar-grid,.glossary-grid{grid-template-columns:1fr}.partners-inner{align-items:flex-start}}